Terms and Conditions

Agreement to Terms

By accessing or using the website and services of J&R Thomas Investments LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, you must not access or use our website or services.

Services

J&R Thomas Investments LLC provides financial services including but not limited to investment strategy, asset management, financial analysis, and related advisory services. All services are subject to applicable laws and regulations. The information provided on this website is for general informational purposes only and does not constitute financial advice.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information when submitting forms or inquiries
• Use our website and services only for lawful purposes
• Not attempt to gain unauthorized access to our systems or data
• Not engage in any activity that could damage, disable, or impair our website
• Comply with all applicable local, state, and federal laws and regulations

SMS and Text Messaging Terms

By opting in to receive SMS messages from J&R Thomas Investments LLC, you acknowledge and agree to the following:

• You consent to receive recurring promotional text messages from us at the phone number you provided
• Message frequency may vary. Message and data rates may apply
• You may opt out at any time by replying STOP to any message
• You may request assistance by replying HELP
• Consent to receive text messages is not a condition of purchasing any goods or services
• We may use an Automatic Telephone Dialing System (ATDS) to deliver text messages

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of J&R Thomas Investments LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, J&R Thomas Investments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from these terms shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless J&R Thomas Investments LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising from your violation of these Terms and Conditions or your use of our website or services.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which J&R Thomas Investments LLC is registered, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website or services after any changes constitutes your acceptance of the updated terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at jimmy@jrthomasinvestments.com or write to us at: 1683 McCausland Dr, Twinsburg, OH 44087.